Individuals Must Prepare for Changes to Certain Retirement Plan Catch-Up Contributions in 2026 by Maxwell Jewell, CPA, MST
Posted on April 30, 2026 by Maxwell Jewell
High earners ages 50 and older who participate in 401(k) and 403(b) workplace retirement savings plans should note new changes to the treatment of catch-up contributions beginning in 2026. Effective Jan. 1, 2026, catch-up contributions made by individuals with wages at or exceeding $150,000 in 2025 must be made with after-tax dollars to Roth accounts. […]